Aotearoa New Zealand is a beautiful country, no doubt about it. Friendly people, clean water, clean air, beautiful mountains, lakes, and vistas. I’m proud and happy to call this my adopted home. However, New Zealand has a small share market. As a percentage of the global share market, the NZX is about 0.1%. A rounding … Read more
Here is an easy spreadsheet that allows you to compare all 398 Kiwisaver Funds by trailing 3 year return (after taxes and fees) and by expense ratios. Most Kiwisaver Funds are very expensive compared to the low-cost index funds I advocate for! Some of them are 50-100x as expensive, which removes hundred of thousands of … Read more
Independent, fee-only, advice-only advisers are hard to find in New Zealand. Most financial advisers in New Zealand rely on commissions from products they sell. Spencer Reese Nick Carr Sonnie Bailey
At Simple Money, we invest like LADS. LADS is an acronym for: There are over 137,000 mutual funds globally. That is an astonishing number! How are you meant to sort through all those funds and select the best ones? The good news is, you don’t have to. We can discard 99.999% of the fund options … Read more
Simple Money is the answer to the question “how do I find a good financial adviser?” Financial advisers and investment services companies love jargon. They love complexity. They love to make it seem like you’re too dumb to do this yourself. But you’re not. We want to empower you to take confident control of your … Read more