Holistic Financial Review and Planning

How It Works

Your Financial Planning Journey

A clear, structured process designed to give you confidence and clarity about your financial future.

1
Free Consultation
A no-obligation conversation to understand your situation, goals, and whether we’re the right fit to work together. This is your chance to ask questions and see how we can help.
No cost or commitment
2
Getting Started
Once you decide to proceed, we formalise the engagement and gather everything we need to build your plan.
Engagement Letter Invoice Onboarding Survey
3
120-Minute Deep Dive
A comprehensive planning session where we work through your finances in detail. We cover your income, expenses, investments, risk profile, and retirement goals to build a complete picture.
Approx. 2 hours
4
Statement of Advice
You receive a personalised written plan with prioritised recommendations, detailed analysis, and clear next steps. We walk through it together so you understand every aspect.
Prioritised Recommendations Cash Flow Analysis Investment Strategy
5
One-Year Follow-Up
We reconnect to review your progress, adjust for any changes in your circumstances, and make sure your plan is still working for you.
12 months after your plan

Questions about the process? Get in touch for a free consultation.

Financial planning is about taking the complex financial lives we all live and simplifying our money at Simple Money.

I keep things low-cost and uncomplicated. My investment principles of low-cost, automated, diversified, and simple extend to my business model.

How much does a Holistic Financial Review Cost?

The Holistic Financial Review costs $3,000. That’s it. All inclusive. GST included.

If you have at least $300,000 in your Kiwisaver at any of the big NZ investment companies, chances are good you are already paying more than $3,000 per year in investor management fees.

Unlike other asset managers, I charge no ongoing fees. No monthly or annual subscriptions. No assets under management billing. No commissions, no sales pitches, no upsells.

We don’t care if you have $100 to your name or $10,000,000, and I’ve seen everything in between. Just a single transparent fee for easy-to-understand advise specific to your individual, unique situation.

Additional in-depth work and returning clients are billed at $500 per hour.

What do I get for my money?

How does the Holistic Financial Review process work?

We follow the Financial Planning process in general but specifically here is how it works:

  1. Complimentary Introductory Call – 30 minutes (book here)
  2. Video call consultation 120 minutes
  3. The Holistic Financial Review Deliverable – a Statement of Advice tailored to your unique circumstances
  4. Follow up Call to Address any lingering questions ~1 hour

Who is the Holistic Financial Review for?

This plan works best for self-motivated investors who tend to be do it yourself (DIY) types.

They don’t necessarily want a financial adviser to hold their hand, they just need someone to check on their progress and perhaps offer a sounding board or second opinion on their plan.

This Review is excellent for couples and partners that want to involve their significant other in discussions.