Mary Holm’s Financial Adviser Test

Mary Holm

Mary Holm, one of New Zealand’s best selling personal finance author and columnist, offers the following advice when selecting a financial adviser: I strongly recommend using an adviser who charges you a fee — just as a lawyer or accountant would. If, instead, the adviser is paid by commission from a provider of financial products, … Read more

LADS: Low-Cost, Automatic, Diversified, and Simple

At Simple Money, we invest like LADS. LADS is an acronym for: There are over 137,000 mutual funds globally. That is an astonishing number! How are you meant to sort through all those funds and select the best ones? The good news is, you don’t have to. We can discard 99.999% of the fund options … Read more