What if the market drops? What if I miss the rally?
Relax. You don’t need to get this exactly right. Little, automatic, diversified investments, at a low-cost, in a simple portfolio will perform well over time.
You don’t need to be the best investor or even a great investor. You just need to avoid being a bad investor.
Did you get lucky and invest exactly at the bottom of the last crisis? Great! Enjoy your returns.
Had the world’s worst luck and invested at the top just before the last crisis? Relax. You still did fine.
